A very important part of budgeting is to evaluate the expenses you pay for services and make sure you are not overpaying. Telephone, internet, cable, newspaper and insurance are some services that may be negotiated for a lower rate.  By negotiating a better rate, you can save a lot of money over the course of […]

One of the many advantages of belonging to the American Association of Daily Money Managers is the informative webinars they provide. The latest one I participated in spoke of identity theft through cyber fraud and ways to prevent it. As we increasingly depend on electronic data to conduct our daily transactions and with our increasing […]

Welcome to my first blog on my new, updated website. Thank you to Off the Page Creations for working with me in such a timely manner. As we all know this is a hectic time of the year with the holidays approaching. Shopping for presents and menu planning for holiday dinners and parties can be […]